Trust earned over decades. Built to navigate what's next.
Enact pairs the strength of a long-standing mortgage insurance partner with continued investment in modern technology, advanced analytics, and customer enablement. We believe in helping lenders move forward with greater confidence, clarity, and support, whatever the market does next.
The case for Enact, in numbers.
45+ Years
Of experience since 1980
1,600+
Active Lenders served
in 2025
~134,700
Families achieved homeownership in 2025
~16,700
Families stayed
in their homes in 2025
A2 / Stable
Moody's
A- / Positive
S&P
A / Stable
Fitch
A- / Positive
AM Best
We help people buy a house and keep it their home
That single idea sits behind everything Enact does. Mortgage insurance is how more people reach the front door of a home of their own, and our job is to make that possible responsibly. We serve lenders to empower them to lend with confidence and enable the borrowers they serve to become homeowners and sustainably stay in their homes.
Behind that mission is a company built for the long term: publicly-traded, financially disciplined, and focused on a single business we've understood for more than four decades. We're not new to this. We've helped lenders open doors through expansions and downturns alike.
Built on experience.
Investing in what's next.
Enact is putting decades of knowledge into modern capabilities, designed to reduce friction, sharpen decisions, and prepare for what's ahead.
Enact’s knowledge hub, bringing together trusted expertise, practical guidance, and timely industry insights.
Tailored MI rates for every loan scenario through RateExpress® and 40+ integrations and proprietary options - built to support your technology ecosystem.
Smarter underwriting + real-time visibility, empowering confident decisions faster with tech-enabled underwriting, AI-driven capabilities, and self-service access.
Enact’s servicing portal that brings commitments, billing, and reporting into one streamlined experience with real-time visibility, simplified workflows, and self-serve options.
Products built for what lenders actually need
Our solutions didn't come from a whiteboard. They came from our deep insights into what customers need by working alongside lenders through real cycles and building what the work required.
Ready. Set. Home.℠
Unifies education, savings, and protection for borrowers so lenders deliver real value before, during, and long after closing.
Training
Provides on-demand and live webinars to boost your industry expertise, benefit your bottom line, and serve your customers even better. Become an industry mastermind.
Peak Portfolio
Brings Enact's mortgage insurance to lenders' portfolio loans—with expanded underwriting up to $2.5M, reduced credit-risk exposure, and potential capital relief.
Recognized across the industry and the community we serve.
Decades of doing right by lenders, borrowers, and our people doesn't go unnoticed. Here's a look at some of the recognition we've recently earned.
Four decades of mortgage insurance experience tested by every kind of market.
Enact's roots run deeper than the brand. From a private mortgage insurance business founded in 1980, through the Genworth era, to an independent public company today, our experience spans the full arc of modern housing finance — including the downturns most companies never had to survive. That history isn't nostalgia. It's the reason lenders can count on us when conditions change.
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Built for what's next
Headquartered in Raleigh, NC and serving 1,600+ lenders nationwide, Enact pairs 45+ years of underwriting discipline and housing-cycle resilience with continued investment in technology and customer enablement.
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We are Enact
The mortgage insurance business completes its own IPO (Nasdaq: ACT) and rebrands as Enact — a mortgage insurance company centered entirely on lenders and the borrowers they serve.
Market-tested through all cycles
Our mortgage insurance business restructured, staying disciplined, paying claims, and refocusing on the work we knew best. Surviving multiple cycles isn't a footnote. It's proof of how we underwrite, how we manage risk, and how we show up for lenders when the market shifts.
Strength and scale
The business grows within GE's financial services portfolio and is brought together under what becomes Genworth. This change brought transparency, capital discipline, and oversight that come with operating in public markets.
Setting the right foundation
A private mortgage insurance business begins operations, concentrating exclusively on helping lenders extend homeownership responsibly. This is what Enact is built on.
We’ve been here through it all.
Our team brings decades of combined mortgage insurance experience, many through multiple housing cycles. That continuity is part of what lenders are buying: judgment that's already been tested.
183+ Years
Combined mortgage-insurance experience of executive team
18.3 Years
Average relevant industry experience per executive
16 Years
Average tenure of our account reps and underwriters
Rohit Gupta
President, CEO & Director
Dean Mitchell
EVP, CFO & Treasurer
Mike Derstine
EVP, Chief Risk Officer
Evan Stolove
EVP, General Counsel & Corporate Secretary
Brian Gould
EVP, Chief Operations Officer
Duane Duncan
SVP, Government & Industry Affairs
Neenu Kainth
SVP, Chief Customer Experience Officer & Head of Strategy
Susan Sullivan
SVP, Chief HR Officer
Matt Young
SVP, Sales Leads
Marc Zinner
VP & Chief of Staff
The strength to be here for the life of every loan.
Mortgage insurance is a promise that has to hold for years, not quarters. That's why financial strength isn't a talking point for us; it's the foundation of the product. Enact maintains the capital, ratings, and discipline required to stand behind our policies through whatever the market brings.
When you choose Enact, you're choosing a partner with the means to keep its promises.
Total Assets - Q2 2026
Primary Insurance-In force - Q2 2026
PMIERs sufficiency ratio- Q2 2026 i
Debt to capital ratio - Q2 2026
Risk to Capital Ratio - Q2 2026
Enact Stock
Learn More
More than a provider, an extension of your team.
What sets a partner apart is what happens after the transaction: the support, the responsiveness, and the people who treat your business like their own. For Enact, our service is the difference you can trust.
Sales reps who understand your market, your goals, and your challenges. A trusted partnership built on in-person connections, lasting relationships, and licensed to support all 50 states, Washington, D.C., and the U.S. Virgin Islands.
Experienced underwriters who combine responsive service, practical problem-solving, and a personal approach to help you navigate complex lending scenarios.
A team of experts that helps lenders quickly resolve MI questions, troubleshoot issues, and get answers within minutes, all with a human touch.
A team built on long-term trust and mutual outcomes, because we're in this for the life of the loan, not the length of a deal.
Deep industry engagement through U.S. Mortgage Insurers (USMI), Mortgage Bankers Association (MBA), Housing Policy Council (HPC), and Structured Finance Association (SFA) helps us advocate for policies that support sustainable homeownership.
