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Homebuyer Privileges®

Turn Every Closing Into a Lasting Connection—
with $8,500 in Exclusive Savings*

Homebuyer Privileges makes homeownership more affordable for your borrowers. And keeps your name top of mind long after closing.

Ready. Set. Home. Homebuyer Privileges® Hero

Homebuyers Want More than a Mortgage.
They Want Real Value.

Stand Out Without Spending More

Differentiate your brand with this unique benefit—without adding a penny to your costs or theirs.

Keep Borrowers Coming Back

Five years of ongoing perks means five years of staying top-of-mind. When they're ready to refinance, upgrade, or refer a friend, you'll be the first call they make.

Turn Transactions Into Relationships

You're more than just another lender. You're the partner who helped them save thousands on the things that matter most.

How Your Borrowers Win

How Your Borrowers Win

Up to $8,500 in Total Savings

From appliances and furniture to travel and fitness, your borrowers save on what they need most.

300,000+ Offers Nationwide

Access exclusive discounts from trusted national and local brands across 10,000+ cities.

Five Full Years of Access

Five years of ongoing perks means five years of staying top-of-mind. When they're ready to refinance, you'll be the first call they make.

Discounts From Brands They Love

  • Home Essentials: GE Appliance Store, Whirlpool® Inside Pass, Samsung, LG Electronics
  • Home Security: ADT Security®, smart home systems
  • Travel & Entertainment: Disney Parks, Universal Studios, Six Flags®, AMC Theatres®
  • Auto & Services: Enterprise Rent-A-Car, Avis Car Rental®, Budget Rental Cars®, Jiffy Lube®, Discount Tire
  • Shopping & More: Sam's Club, TurboTax®, 1-800-FLOWERS®, Home Chef™

How it Works

For You

  1. 1
    Complete this form to begin enrollment
  2. 2
    Receive turnkey marketing materials and training
  3. 3
    Promote the program to your borrowers
  4. 4
    Enjoy ongoing support from Enact's ActionCenter®

    For Your Borrowers

    1. 1
      You provide borrowers with your unique Homebuyer Privileges ID at closing. Your Enact Sales Rep can share your HBP ID.
    2. 2
      Borrowers visit homebuyerprivileges.com to register and enter their Homebuyer Privileges ID.
    3. 3
      Discounts and savings are available for use immediately after registration.

    Why Homebuyer Privileges® Creates Lasting Value

    Every Time They Save, They Think of You

    When your borrowers save on appliances for their new kitchen, find discounts on their family vacation, or save on everyday essentials—they remember who made it possible.

    Build Your Reputation as the Lender Who Cares

    Happy borrowers don't just come back—they bring their friends, family, and coworkers with them. Homebuyer Privileges turns satisfied clients into your best brand ambassador.

    No Cost, All Reward

    There's zero cost to you or your borrowers. Just pure value that strengthens loyalty and drives referrals.

    Why Homebuyer Privileges® Creates Lasting Value

    Getting Started is Simple

    Everything You Need to Launch Successfully

    1
    Set Goals

    Determine goals and expectations for success

    2
    Receive Materials

    Ready-to-use fliers and digital assets you can deploy immediately

    3
    Train Your Team

    Train your team with our ready-to-use materials and presentation guides

    4
    Launch the Program

    Launch the program and start differentiating your offering immediately

    5
    Access Ongoing Support

    Access ongoing support from Enact's ActionCenter® whenever you need it

    Ready to Differentiate Your Brand?

    Give your borrowers a benefit they'll use and remember—at no cost to you.

    FAQ

    Does Homebuyer Privileges cost anything?
    No. The program is provided at no cost to you or your borrowers. There are no hidden fees or obligations.
    Do borrowers need Enact MI to qualify?
    No. Enact MI is not required.
    How long do borrowers have access?
    Borrowers have access for 5 years after registration.
    What if a borrower has trouble registering?
    Borrowers should reach out to their lender to confirm their Homebuyer Privileges ID is correct. If issues persist, they should reach out to the BenefitHub support desk.

    Eligibility Requirements

    • All submission channels, MI payment plans, LTVs, occupancy types, and property types are eligible.
    • Fannie Mae's High LTV Refinance Option and Freddie Mac's Enhanced Relief Refinance® are ineligible.
    • All approved Enact Master Policy holders are eligible to participate.

    Lending institution must opt-in to the program by contacting your Sales Representative in order for borrowers to be eligible for Home Suite Home benefits.

    * Offers subject to change at any time without notice.