Ready. Set. Home.

Peace of Mind for Every Step of the Homeownership Journey

Powered by Enact, Ready. Set. Home. unifies education, savings, and protection for borrowers, so you deliver real value before, during and long after closing.

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Many lenders compete on rate and speed, then disappear after closing. Borrowers face confusion up front, big costs right after and surprise expenses later. Ready. Set. Home. flips the script. Guidance before they buy, savings when they move in, and protection when life happens. It helps your brand earn trust and keep the relationship strong.

Differentiate your offering in a competitive market

Stand out with exclusive perks and protections at no cost to you or your borrowers.

Establish yourself as a trusted partner

Go beyond transactions to build meaningful relationships that create borrower impact—and lasting business growth.

Boost brand visibility with  marketing and training

We provide everything you need: ready-to-use materials, digital assets, and ongoing support from Enact's ActionCenter®.

Strengthen relationships and boost referrals

Exceed expectations at every stage of the journey. Happy borrowers become loyal clients who refer friends and family.

READY

First-Time Homebuyer Resources

Position yourself as a trusted guide with step-by-step tools and education to guide smart decisions.

  • Budget planning worksheets and affordability calculators
  • Step-by-step guidance from contract to close
  • Plain-language education that reduces confusion and speeds closings
  • Workshop presentation materials for loan officer training
What it means for you
Establish yourself as a trusted guide, setting borrowers up for success before the transaction begins.
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SET

Homebuyer Privileges®

Offer up to $8,500 in discounts at major retailers that keep you top-of-mind long after closing.

  • 300,000+ offers from local and national retailers
  • Savings on appliances, furniture, home security, and more
  • Shopper-friendly website and OS/Android app for on-the-go savings
What it means for you
Build immediate goodwill and stay connected with borrowers through perks they'll actually use.
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HOME

Home Suite Home®

Show you care beyond the loan with no-cost protection: appliance warranty, ID theft protection, or insurance deductible reimbursement.

Borrowers choose one of three protections:

  • Appliance Home Warranty
    Coverage for repairs or replacements on key appliances (maximum benefit of $500 per item in a 12-month period)
  • Homeowner's Insurance Deductible Reimbursement
    Deductible reimbursement for a covered loss that exceeds the homeowners insurance deductible
  • Identity Theft Protection & Restoration
    Coverage up to the aggregate limit of$1 million + personalized recovery support
What it means for you
Be there when life happens, positioning yourself as an ongoing resource that protects borrowers' investments for years to come.
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Homeowner Assistance

Provide borrowers reassurance and support during tough financial times—coaching, outreach, and guidance—all handled by Enact.

  • Job loss coaching through NextJob®
  • Proactive outreach programs for non-responsive borrowers
  • Door Knock support
What it means for you
Expand your value to cover life's challenges—offering real help when borrowers need it most and demonstrating that your care extends beyond the loan.
Ready. Set. Home. Homeowner Assistance
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HOW TO GET STARTED

Ready. Set. Home. is Designed for Seamless Implementation

1
Select Your Programs
Complete this form to begin the activation process for the
Ready. Set. Home. program(s) your organization is ready for.
2
Receive Materials
Receive turnkey materials - digital assets, cobranded materials, and training resources
3
Train Your Team
Train your team with our ready-to-use materials and presentations
4
Launch the Program
Launch the program and start differentiating your offering
5
Access Ongoing Support
Access ongoing support from Enact's ActionCenter®

FAQ

Who is eligible for Ready. Set. Home. benefits?
Eligibility varies by program. First-Time Homebuyers and Homebuyer Privileges are available to all qualifying borrowers. Home Suite Home requires Enact MI and is not available in every state. Homeowner Assistance is available to Enact MI borrowers facing financial hardship.
How much does this cost my institution?
These programs are available at no cost to the lender. See webpages for each product for more information.
How much does this cost my borrowers?
These programs are available at no cost to the borrower. See webpages for each product for more information.
What materials do you provide?
Materials vary by program. Typical materials provided are borrower-facing fliers.